Health insurance is increasingly important. With the rate at which medical expenses have continued to rise over previous years, and the reductions in government funded health care programs, being without health insurance is less an option today than ever. Many young people have never had to think about health insurance as their parents have always [...]

Humana was started in 1961 by two lawyers who started a business building nursing homes. Four of their friends invested $1,000 each. They created a Heritage home and eventually owned 6 more nursing homes in 1968. They were able to expand when they acquire a hospital in Alabama. Finally in 1974, this nursing business was [...]

Health insurance plans are rather expensive. There are nine factors that have influence on the cost of your plan. Learn what they are and their consequences on the premium.Whatever you do, please work with an experienced agent. He can explain how this works and help you to understand the different terms and how the factors [...]

There has been a lot of discussion about President Obama’s legislation to overhaul the health insurance industry. The complexity of the documentation makes it difficult for the average person to determine exactly how this plan will affect them. This article provides a summary of key elements from the President’s health plan in layman’s terms.Affordability of [...]

When I was on my own there were situations that I would worry about – but they were not something I tried to think about often. It was up to me to be sure that I paid all of my bills on time – but if I had no choice but to eat ramen for [...]